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User Agreement

07/07//2020, provides it’s platform and information as a public service under section 230 Of the Communications Decency Act (CDA) stating "No provider or user of an interactive computer service shall be treated as the publisher or speaker of any information provided by another information content provider" (47 U.S.C. § 230).

The protected intermediaries includes interactive computer service providers that publish third-party content which is pac.foundations & it’s platform’s core mode. CDA 230 creates a broad protection that has allowed innovation and free speech online to flourish.

  1. This User Agreement governs your relationship with and your use of and access to all services and products provided by (collectively, PAC Products). You agree that by accessing or using any part of PAC Products you are bound by the terms of this User Agreement (the Terms), including the applicable Privacy Policy and Community Guidelines incorporated herein.
  2. You may not use PAC Products unless all of the following apply to you, and you affirm that all of the following apply to you:
    1. You are at least 13 years old;
    2. You are either an adult over the age of 18 years old, an emancipated minor, or you have express permission from your parent or legal guardian to use PAC Products;
    3. You are legally allowed to use PAC Products where you live;
    4. You are not using PAC Products or accepting the Terms on behalf of any other entity, such as a company or organization, unless you have authority to bind that entity to these Terms;
    5. You have not been banned by from using PAC Products.
  3. The Privacy Policy describes what can do with information about you received by when you use PAC Products. You agree to the terms of the Privacy Policy, including the transfer of information to other countries for storage, processing, and use.
  4. Any content that you post to PAC Products must satisfy all of the following criteria, and you affirm that any content posted, submitted, or otherwise provided by you to PAC Products satisfies this criteria:
    1. You have the legal right to post the content to PAC Products.
    2. The content and the purpose for posting it complies with all laws, rules, and regulations that may apply.
    3. The content does not infringe the intellectual property rights (such as copyrights and trademark rights) of any other person or entity.
    4. The content does not include non-public personal private information belonging to someone else, such as another person’s birthdate, home address, or telephone number.
    5. The content complies with the Community Guidelines. You are responsible for your use of PAC Products and for any content that you post. does not endorse, support, represent, or affirm the completeness, truthfulness, accuracy, or reliability of any of the content posted through PAC Products, nor does endorse any opinions expressed through PAC Products. All content is the sole responsibility of the person who originated the content, and does not take responsibility for such content.
  5. You grant to a license to any content posted by you to PAC Products, including a worldwide, non-exclusive, royalty-free license (with the right to sublicense) to use, copy, reproduce, process, adapt, modify, publish, transmit, display and distribute your content. You agree that or its service providers or partners may display advertising in connection with your content and otherwise monetize your content without compensation to you. You warrant that you have all rights necessary to grant these rights to and users. You also grant a limited non-exclusive, royalty-free license to any user of PAC Products to use, copy, reproduce, process, adapt, modify, publish, transmit, display, and distribute any content posted by you to PAC Products solely in connection with that users use of PAC Products. The licenses granted by you hereunder do not include any moral rights or right of attribution.
  6. You may not interfere with PAC Products in any way, such as by accessing PAC Products through automated means in a manner that puts excessive demand on PAC Products; by hacking PAC Products; by accessing without authorization areas of PAC Products that are protected by technical measures designed to prevent unauthorized access; by testing the vulnerability of PAC Products; by impersonating or PAC Products; by accessing PAC Products for any purpose that competes with the interests of; by spamming the users of PAC Products; by failing to respond to operational communications or requests from; or through any other type of interference with PAC Products or’s relationships with others.
  7. may remove any content and terminate your access to PAC Products at any time and for any reason to the extent reasonably believes (a) you have violated these Terms or’s Community Guidelines, (b) you create risk or possible legal exposure for, or (c) you are otherwise engaging in unlawful conduct—although endeavors to allow all free speech that is lawful and does not infringe the legal rights of others. Any invitation made by to you to use PAC Products or submit content to PAC Products, or the fact that may receive a benefit from your use of PAC Products or provision of content to PAC Products, will not obligate to maintain any content or maintain your access to PAC Products. will have no liability to you for removing any content, for terminating your access to PAC Products, or for modifying or terminating PAC Products.
  8. PAC Products are provided to you as-is and at your own risk. PAC Products come with no express or implied warranties, except those that cannot be disclaimed under the law. 4 DISCLAIMS ALL EXPRESS OR IMPLIED WARRANTIES AND CONDITIONS, SUCH AS MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. makes no representation or endorsement about the function of PAC Products or any content available through PAC Products. has no responsibility or liability to you arising from your use of PAC Products. has no responsibility or liability to you arising from content provided by you or any other person, even if such content is untrue, harmful, damaging, offensive, inappropriate, fraudulent, tortious, unlawful, contrary to social norms, etc. Although may make efforts to review or monitor content, you agree that you will not rely on this fact for any purpose. has no responsibility or liability to you arising from hacking event, data breach, theft, misuse of information, conspiracy, racket, fraud, act of terrorism, misappropriation of information, technical malfunction, interruption of service, or similar event that may cause you to suffer damage, loss, or injury, including without limitation any damage to or loss of your personal property, data, operations, information, reputation, goodwill, profits, etc. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, AND REGARDLESS OF THE NATURE OF THE CAUSE OF ACTION, WILL NOT BE LIABLE TO YOU FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES, OR FOR ANY LOST PROFITS, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR FOR INTANGIBLE LOSSES, ARISING FROM (a) YOUR ACCESS TO OR USE OF (OR INABILITY TO ACCESS OR USE) PAC Products; (b) FROM THE ACTS OR OMISSIONS OF ANY OTHER PERSON OR THIRD PARTY, INCLUDING, WITHOUT LIMITATION, ANY DEFAMATORY, OFFENSIVE, OR ILLEGAL CONDUCT OF OTHER PERSONS OR THIRD PARTIES; (c) ANY CONTENT OBTAINED FROM PAC Products; OR (d) UNAUTHORIZED ACCESS, USE, OR ALTERATION OF YOUR CONTENT OR COMMUNICATIONS THROUGH PAC Products. IN NO EVENT SHALL THE AGGREGATE LIABILITY OF ARISING OUT OF OR RELATING TO THESE TERMS OR PAC Products EXCEED THE GREATER OF TWO HUNDRED U.S. DOLLARS (U.S. $200.00) OR THE AMOUNT YOU PAID, IF ANY, IN THE PAST SIX MONTHS FOR PAC Products GIVING RISE TO THE CLAIM. THE LIMITATIONS OF THIS SECTION SHALL APPLY TO ANY THEORY OF LIABILITY, WHETHER BASED ON WARRANTY, CONTRACT, STATUTE, TORT (INCLUDING NEGLIGENCE), OR OTHERWISE, AND SHALL FURTHER APPLY WHETHER OR NOT HAS BEEN INFORMED OF THE POSSIBLITY OF ANY SUCH DAMAGES AND EVEN IF A REMEDY LAID OUT IN THESE TERMS IS FOUND TO HAVE FAILED ITS ESSENTIAL PURPOSE. 5
  9. Applicable law and jurisdiction. The laws of Singapore, excluding its choice of law provisions, will govern these Terms and any dispute that arises between you and All disputes related to these Terms or PAC Products will be brought solely in the state or federal courts located in Singapore, and you consent to personal jurisdiction and waive any objection as to inconvenient forum.
  10. You affirm that you are competent to agree to be bound by this User Agreement, meaning that you are over the age of 18, an emancipated minor, or have legal parental or guardian consent.
  11. cannot waive any right to enforce this User Agreement, unless it does so expressly in writing. No waiver of any part of this User Agreement, will be a further or continuing waiver of that part or any other part, and no failure to enforce any part of his User Agreement will be deemed a waiver of any kind.
  12. may modify the Terms of this User Agreement in any way and at any time without notice to you, and you agree to be responsible for making yourself aware of any modification of the Terms and to be bound by any modification of the Terms when you continue to access or use PAC Products after any such modification. As a matter of courtesy, endeavors to inform its users of any such changes. These Terms supersede all prior agreements between you and pertaining to PAC Products. Except for the statements in this document and the documents expressly incorporated herein by reference, no statement by or anyone associated with, whether verbal or written, can modify or supplement the Terms of this User Agreement unless the modification or supplement is stated expressly in writing by referring to this User Agreement. If any of the Terms in the User Agreement are held to be invalid or unenforceable by a court or arbitrator or by operation of law, the remaining Terms will remain in effect.